Meet the business and vehicle finance specialists at Moorland Finance
More than 40 years of experience in the business and vehicle finance sector
For more than 40 years we have been sourcing and supplying vehicles for personal and business use to our customers all over the UK. Our longstanding relationship with nationwide dealers means we can offer very competitive special deals on pre-registered cars, cancelled order vehicles and bonus target cars with huge discounts and immediate delivery all across the UK. We offer finance options for brand new and used vehicles such as hire purchase, lease, contract hire and business leasing. If you would like to call us for a chat about your options or if you have found a vehicle and would like to discuss your finance options; just get in touch.
Have you been refused vehicle finance?
We have successfully helped 100s of customers lease and finance a commercial van or vehicle who have been turned down for finance by mainstream lenders or dealerships.
If you are looking for a van or vehicle for your business and have struggled to secure finance or a lease agreement then talk to us!
We can help you find a brand new van or vehicle with short term non status contract hire offers available from 6 to 12 months with delivery across the whole of the UK.
Looking for finance solutions for your business?
We offer flexible funding services to ensure your business is fulfilling its full potential. Our services include hire purchase deals, leasing, sales and leaseback and contract hire for equipment between £1000 and £1,000,000, including:
The above list isn’t exhaustive, our finance services aim to help you acquire whatever you need to make your business a success. We offer flexible fixed-term funding solutions to assist with the management of your monthly cash flow to enable you to have access to the equipment you require.
Helping you raise the funding you need
Having problems raising the funding you need for your equipment or vehicle purchase? Then you need the help of Moorland Finance. We provide finance solutions for new start businesses, sole traders and partnerships throughout the UK. With a number of contacts established over many years in the industry, we can offer you the best deals available. Rest assured that our team can find a solution and tailor a finance package to suit your budget.
Replace your broken equipment today –
malfunctioning equipment never happens at a good time. Why struggle on without the essential things you need to succeed? Let our specialists tailor a leasing, hire purchase or contract hire to suit your needs today.
Commercial Vehicle Leases Nationwide
Do you need a vehicle for your business but don’t have the finances to buy it outright? At Moorland Finance, we specialise in business or private use vehicle deals. We have great working relationships with some of the leading dealerships in the area, giving us access to some of the best finance deals available. Whether you are looking for finance for an Aston Martin or a work van, you can rest assured our team can help.
Flexible finance packages to suit your needs – we can offer you leasing, hire purchase, contact or personal contract finance options on a flexible term to meet your requirements.
About the types of finance we offer
Choose to pay for your vehicle for a fixed monthly rental over a pre-agreed term and pre-determined mileage with our contract hire finance options. Choosing to include or exclude maintenance costs in your payments, the vehicle is returned in reasonable condition to the hire company after the contract expires. Benefits of a contract hire include:
- Budgeting is easier with known, fixed monthly payments
- The yearly rental can be offset against pre-tax profit
- Maintenance and breakdown costs can be included if required
- 50% of the VAT can be reclaimed on the finance element and 100% of the VAT on the maintenance element of the rental
To lease the equipment you need for your business, simply select what you need from the supplier of your choice, we will organise the finance on your behalf and purchase the equipment for you. You then hire from them with a repayment plan to suit your budget. Each rental paid will attract VAT at that point benefiting your cash flow. Rentals can be set against tax over the period of the lease.
What happens to the equipment after the lease is up?
You can continue to use the equipment for a nominal and secondary rental, OR arrange the sale of the equipment to a third party at an agreed price with a rebate of sale proceeds being passed back to you to cover your rental payments, OR return the equipment to us.
We will purchase the equipment on your behalf but you will own the asset on payment of the final instalment. You pay the VAT in full upfront and reclaim it through your next VAT return, you can also claim the capital allowances and interest on the loan.
Personal contract hire
Available to both private individuals and business customers, personal contract hire has many benefits but unlike hire purchase, VAT included in rentals cannot be reclaimed by individuals.